Home upgrades that pay: 13 small ways to save money

From MSN.com Real Estate:

Everybody wants to find ways to save money around the house — but who can afford to break the bank on pricey improvements just to save a few dollars, right?

Wrong. These days there are plenty of small home improvements you can make that pay for themselves (or nearly so).

We’ve asked the experts to tell us some of their favorites. Flip through these, then get busy … and watch the dollars and cents start adding up. 

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